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Pradhan Mantri Ujjwala Yojana

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Pradhan Mantri Ujjwala Yojana (PMUY):

Under the leadership of Prime Minister Shri Narendra Modi, the Union Cabinet has granted approval for the extension of the Pradhan Mantri Ujjwala Yojana (PMUY). This extension will involve the allocation of 75 lakh additional LPG (liquefied petroleum gas) connections over the course of three years, spanning from the Financial Year 2023-24 to 2025-26. With the provision of these 75 lakh additional Ujjwala connections, the total number of beneficiaries under PMUY will reach 10.35 crore.

The Pradhan Mantri Ujjwala Yojana (PMUY) was launched by the Government of India on May 1, 2016. It aims to provide free LPG (liquefied petroleum gas) connections to women from below the poverty line households. This initiative is aimed at promoting clean cooking fuel, reducing health hazards associated with traditional cooking methods, and empowering women.

Objective: The Pradhan Mantri Ujjwala Yojana (PMUY) was launched by the Government of India with the primary objective of providing clean cooking fuel to poor households. The scheme aims to safeguard the health of women and children by providing them with access to clean cooking gas (LPG).

Key Features:

  1. Target Beneficiaries: The scheme targets women belonging to Below Poverty Line (BPL) households who do not have access to LPG connections and rely on unclean cooking fuels such as wood, coal, etc.

  2. Financial Assistance: Under the PMUY, eligible beneficiaries are provided with financial assistance to cover the cost of security deposit for the LPG connection, cost of pressure regulator, suraksha hose, and installation charges.

  3. Subsidy: Beneficiaries under PMUY are eligible to receive subsidy on LPG refills through the Direct Benefit Transfer (DBT) mechanism. This ensures that the subsidy amount is directly credited to the bank accounts of beneficiaries, eliminating leakages and promoting transparency.

  4. Identification of Beneficiaries: Identification of eligible beneficiaries is done through socio-economic census data. Additionally, State Governments and Union Territories are also involved in the identification process.

  5. Awareness and Campaigns: The scheme also includes awareness campaigns to educate beneficiaries about the benefits of using clean cooking fuel and the importance of LPG in improving health and environmental conditions.

Significance:

  1. Health Benefits: PMUY aims to reduce health hazards caused by indoor air pollution due to the use of traditional cooking fuels. Clean cooking fuel promotes better respiratory health among women and children.

  2. Empowerment: Provision of LPG connections to women in BPL households empowers them by enhancing their convenience, safety, and quality of life.

  3. Environmental Impact: By promoting the use of LPG over traditional cooking fuels, PMUY contributes to reducing deforestation, air pollution, and mitigating climate change.

Challenges:

  1. Last-Mile Delivery: Ensuring effective implementation and reaching the last-mile beneficiaries, especially in remote and rural areas, remains a challenge.

  2. Subsidy Rationalization: Managing subsidy distribution effectively while avoiding leakages and targeting subsidies to the deserving beneficiaries is a continuous challenge.

  3. Awareness and Behavioral Change: Creating awareness about the benefits of clean cooking fuel and changing the behavior of households accustomed to traditional cooking fuels require sustained efforts.

Initiatives to Expand LPG Coverage

  • The PAHAL (Pratyaksh Hastantarit Labh) initiative revolutionized the distribution of LPG cylinders by shifting from subsidized pricing to selling them at market rates while electronically transferring applicable subsidies directly to individuals’ bank accounts. This innovative approach significantly reduced the prevalence of “ghost” accounts and the illicit use of household cylinders for commercial purposes, ensuring that only the rightful beneficiaries receive the subsidies.
  • The “Give It Up” campaign took a voluntary approach to subsidy reduction, encouraging individuals to willingly surrender their subsidies. Through extensive promotion, millions of people willingly opted out of subsidies, redirecting the funds to those who genuinely needed assistance in acquiring LPG cylinders.
  • During the COVID-19 pandemic lockdown in 2020, a free refill scheme was implemented under the Pradhan Mantri Garib Kalyan Yojana (PMGKY). This scheme provided substantial assistance, amounting to Rs. 9670.41 Crore, to PMUY beneficiaries, facilitating 14.17 Crore LPG refills.
  • The per capita consumption of PMUY beneficiaries has seen a notable increase from 3.01 in 2018-19 to 3.71 in 2022-23. In the current year (2022-23), PMUY beneficiaries have collectively obtained more than 35 Crore LPG refills, indicating the program’s positive impact and growing usage among its recipients.

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Pradhan Mantri Jan Dhan Yojana (PMJDY) History, Benefits And Eligibility

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What is Pradhan Mantri Jan-Dhan Yojana (PMJDY)?

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a government program launched in 2014 with the goal of ensuring universal access to banking services.

Pradhan Mantri Jan Dhan Yojana Overview

 

scheme PMJDY – Pradhan Mantri Jan Dhan Yojana
Full-Form
Pradhan Mantri Jan Dhan Yojana
Date of Launch
28th August 2014
Scheme Objective
National Mission on Financial Inclusion to provide universal banking access. – Ensure weaker sections and low-income groups have access to financial services such as deposit accounts, remittance, credit, banking/savings, insurance, and pensions.

Pradhan Mantri Jan Dhan Yojana (PMJDY) Eligibility

Following is the eligibility criteria for opening a PMJDY account:

  • Be a citizen of India
  • Be 10 years of age or above
  • Should not be a bank account holder

Special benefits attached to the scheme are:

  • Interest on deposit in the savings account.
  • Accidental insurance cover of Rs.1,00,000/-.
  • No minimum balance is required. 

(A minimum balance should be maintained to avail the cheque facility)

  • For cash withdrawal from any ATM using Rupay Card, some balance is required to be kept in the account.
  • Rs.30,000/- Life Insurance Cover.
  • Easy money transfers to any part of the country.
  • The Beneficiaries of Govt. Schemes will receive direct Benefit Transfers in these accounts.
  • An overdraft facility will be given, provided that the account holder maintains the account in a good manner for six months.
  • Access to Pension and insurance products
  • For the Accidental Insurance Cover, RuPay Debit Card should be used at least once in forty-five days.
  • Overdraft facility up to Rs.5000/- will be available in only one account per household. Preference will be given to the female account holders. 
  • Account-holders can check their account balance using the mobile banking app.
  • It ensures to provide on CBS(Core Banking System) along with mobile banking using the USSD facilities. Call centre facility and a toll-free number is available nationwide.

Pradhan Mantri Jan Dhan Yojana (PMJDY) History

Pradhan Mantri Jan Dhan Yojana (PMJDY) introduced on August 28, 2014, PMJDY aimed to achieve widespread banking access, aspiring to have at least one basic savings bank account for every household.

The launch of PMJDY was in response to the limited financial inclusion in India at that time, where only 53% of adults had a bank account in 2014. This initiative sought to bridge the gap and offer banking services to all Indians, regardless of their income or social standing. PMJDY incorporated attractive features to encourage account holders.

The scheme experienced tremendous success in its initial years, witnessing the opening of over 200 million new bank accounts within the first year. PMJDY has played a crucial role in enhancing financial literacy in India, contributing to a notable increase in awareness of basic financial concepts, as revealed by a World Bank study.

Important Government Scheme For All Exams

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Important Government Scheme 2024

Swachh Bharat Mission

What is Swachh Bharat Mission?

  • To accelerate the efforts to achieve universal sanitation coverage and to put the focus on sanitation, the Prime Minister of India had launched the Swachh Bharat Mission on 2nd October 2014.
  • The major objective of the Swachh Bharat Abhiyan is to spread the awareness of cleanliness and its importance.
  • The concept of Swachh Bharat Abhiyan is to provide basic sanitation facilities like toilets, solid and liquid waste disposal systems, village cleanliness, and a safe and adequate drinking water supply to every person in the country.

Components of the Swachh Bharat Mission:

The Swachh Bharat Mission (SBM) is a nation-wide campaign in India that aims to clean up the streets, roads, and infrastructure of Indian cities, towns, and rural areas. It encompasses various components aimed at achieving its objectives:

  1. Construction of Household Toilets: One of the primary objectives of SBM is to eradicate open defecation by constructing individual household toilets in rural and urban areas. This initiative aims to improve sanitation and promote hygiene practices.
  2. Construction of Community and Public Toilets: In addition to individual household toilets, SBM focuses on constructing community and public toilets in public spaces, markets, bus stands, railway stations, and other areas to ensure access to sanitation facilities for all.
  3. Solid Waste Management: SBM emphasizes proper management of solid waste through segregation, collection, transportation, processing, and disposal. This includes promoting the concept of source segregation of waste into biodegradable and non-biodegradable categories.
  4. Awareness and Behavioral Change: The mission places significant emphasis on creating awareness and promoting behavioral change regarding sanitation and hygiene practices among communities, schools, and other stakeholders. This is achieved through various campaigns, workshops, and educational programs.
  5. Capacity Building and Training: SBM involves capacity building and training programs for various stakeholders, including government officials, sanitation workers, and community members, to effectively implement and sustain sanitation initiatives.
  6. Innovation and Technology: The mission encourages the adoption of innovative technologies and practices to enhance the efficiency and effectiveness of sanitation solutions. This includes the use of technology for monitoring and tracking progress, as well as for implementing innovative solutions for waste management and sanitation.
  7. Public and Private Partnerships: SBM promotes partnerships between the government, private sector, non-governmental organizations (NGOs), and communities to leverage resources, expertise, and networks for the successful implementation of sanitation projects and programs.
  8. Rural and Urban Focus: The mission caters to both rural and urban areas, recognizing the diverse sanitation challenges faced by different regions and populations. Strategies and interventions are tailored to address the specific needs of rural and urban communities.

 Swachh Bharat Mission Objectives:

  • Hygiene and cleanliness should be promoted comprehensively.
  • To reduce the number of people and households who defecate in the open.
  • Raising the standard of living in rural communities.
  • Encourage the use of environmentally appropriate sanitation.
  • To raise public awareness about health and hygiene concerns
  • To assist India in realising the aim of sustainable development.
  • To encourage the use of cost-effective and efficient sanitation solutions.
  • To concentrate on scientific waste management strategies for both solid and liquid waste.
  • To have a positive impact on social inclusion and gender equality.
  1. Financial Allocation: The Government of India has allocated significant financial resources to the Swachh Bharat Mission. Funding is provided for the construction of toilets, solid waste management infrastructure, behavior change communication campaigns, and capacity building activities.
  2. Components: The Swachh Bharat Mission has two main components: Swachh Bharat Mission (Gramin) for rural areas and Swachh Bharat Mission (Urban) for urban areas. Each component has its own set of strategies and targets tailored to the specific challenges faced in rural and urban settings.
  3. Behavior Change Communication: A crucial aspect of the mission is to bring about behavioral change regarding sanitation and cleanliness practices. This involves conducting awareness campaigns, using mass media, engaging with communities through various platforms, and promoting the use of toilets.
  4. Technology and Innovation: The mission encourages the use of technology and innovation to improve sanitation outcomes. This includes the use of mobile apps for monitoring toilet construction, GIS mapping for identifying areas in need of sanitation facilities, and innovative toilet designs to suit local conditions.
  5. Public and Private Partnership: The Swachh Bharat Mission promotes collaboration between the government, private sector, NGOs, and civil society organizations to achieve its objectives. Public-private partnerships are leveraged for the construction and maintenance of sanitation infrastructure, waste management, and behavior change initiatives.
  6. Monitoring and Evaluation: Robust monitoring and evaluation mechanisms are in place to track progress and ensure accountability. Various indicators such as toilet construction, open defecation-free status, waste collection and disposal, and behavioral change are monitored regularly at different levels of administration.
  7. International Recognition: The Swachh Bharat Mission has received recognition from international organizations and governments for its efforts in improving sanitation and hygiene. It has also inspired similar initiatives in other countries facing similar challenges.

Inauguration of India’s First All-Girl Sainik School.A Milestone in Women Empowerment

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Inauguration of India’s First All-Girl Sainik School: A Milestone in Women Empowerment

 

Defence Minister Rajnath Singh inaugurated the first all-girl Sainik School in Vrindavan, Mathura district, Uttar Pradesh. This groundbreaking event marks a significant advancement in women empowerment and educational reform in India. The Defence Minister hailed this initiative as a “golden moment in the history of women empowerment.”

About First All-Girls Sainik School at Vrindavan

  • The Indian government has initiated the establishment of 100 new Sainik schools in partnership with NGOs/private/state government schools in all state/union territories, out of which 42 have already been set up.
  • In addition, 33 Sainik Schools already exist under the erstwhile pattern.
  • The first all-girls Sainik School, Samvid Gurukulam Girls Sainik School, was inaugurated with approximately 870 girls will be admitted.
  • This school is a beacon of light for girls who aspire to join the Armed Forces and serve the motherland.
  • The admission of girls to Sainik Schools was approved in 2019 and it was a golden moment in the history of women’s empowerment. Girls are also meant to protect the nation just like their male counterparts. Today, women not only fly fighter jets, but they also secure the borders.

Objectives of Setting Up New Sainik School

  • The vision of setting up 100 new Sainik Schools aims to provide quality education to students by the National Education Policy 2020. 
  • This will offer better career opportunities, including joining the Armed Forces. Additionally, it provides an opportunity for the private sector to work alongside the Government towards nation-building by refining today’s youth into responsible citizens of tomorrow.

About Sainik Schools

  • The Sainik Schools Society (SSS) is registered under the Societies Registration Act XXI of 1860. 
  • In 1961, V. K. Krishna Menon, the Defence Minister of India, established a program to address the regional and class imbalance among Indian Military officers.

Rajnath Singh’s Acknowledgment of Sadhvi Ritambhara

In his address, Defence Minister Rajnath Singh also acknowledged the significant contribution of Hindu nationalist ideologue Sadhvi Ritambhara to the Ram Temple movement. This part of his speech underscored the broader context of cultural and historical significance within the nation.

National Current Affairs 2024

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RBI Monetary Policy: MPC keeps repo rate unchanged at 6.5%; CPI inflation at 4.5%

The RBI MPC decides to keep the policy repo rate under LAF at 6.5%. This is the 7th time that MPC keeps the rate unchanged. These decisions are taken in order to achieve the mid-term target of keeping CPI inflation at 4%.

RBI Monetary Policy on Repo Rate

The MPC has decided to keep the policy repo rate under the liquidity adjustment facility (LAF) at 6.5%. This is for the 7th time that RBI has decided to keep the rate unchanged. This decision was taken in the meeting by a five to one majority. The committee has also decided to ensure that inflation rate for FY25 aligns to the target by reducing the money supply in the system. 

BI MPC Meeting 2024 Highlights: Here are the key highlights of RBI policy:

RBI MPC Meeting 2024 Highlights: The RBI Governor Shaktikanta Das announced the first monetary policy of FY25. Here are the key highlights of RBI April policy:

            Policy Measures:
  • Repo rate kept unchanged at 6.5%
  • Policy stance of ‘withdrawal of accommodation’ maintained 
  • GDP growth forecast for FY25 at 7%. The quarterly projections are – Q1 at 7.1%; Q2 at 6.9%; Q3 at 7% and Q4 at 7%.
  • CPI inflation forecast for FY25 at 4.5%. Here are detailed inflation forecast: Q1 at 4.9%; Q2 at 3.8%; Q3 at 4.6% and Q4 at 4.5% 
            Non-policy measures:
  • Scheme for trading of sovereign green bonds at IFSC to be announced
  • Introduction of a mobile app to access RBI’s Retail Direct Scheme for participation in GSec market
  • Draft circular for LCR framework for banks to be issued shortly
  • Dealing in rupee interest rate derivate products for all small finance banks
  • Enabling UPI for Cash Deposit Facility
  • UPI access for Prepaid Payment Instruments (PPIs) through third-party applications
  • Distribution of CBDCs through Non-bank Payment System Operators

RBI MPC Meeting 2024. A look at key policy rates

RBI MPC Meeting 2024 Live: Here are key policy rates at present:

  • Repo Rate: 6.5%
  • Standing Deposit Facility Rate: 6.25%
  • Marginal Standing Facility Rate: 6.75%
  • Bank Rate: 6.75%
  • Fixed Reverse Repo Rate: 3.35%

 

LIC AAO Syllabus 2024 And Exam Pattern For Prelims And Mains

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LIC AAO Syllabus 2024 And Exam Pattern For Prelims And Mains Examination

LIC AAO Syllabus And Exam Pattern 2024:

The Life Insurance Corporation of India (LIC) is expected to release the notification for the recruitment of Assistant Administrative Officer (AAO) position on its official website. This role is highly sought-after for starting a career in insurance sector, making the examination process extremely competitive. Aspiring candidates aiming for an AAO position in LIC need to familiarize themselves with the LIC AAO Syllabus 2024. Understanding the syllabus will enable candidates to assess their level of preparation and recognize their strengths and weaknesses, thereby increasing their chances of securing the AAO position at LIC. Candidates are advised to refer to the provided information for comprehensive details regarding the LIC AAO Syllabus 2024 and Exam Pattern.

LIC AAO Syllabus 2024: Reasoning Ability:

The table below shows the topics covered in the reasoning section.Candidates must clear their concepts and practice as much as possible to improve accuracy and speed.

  1. Seating Arrangements
  2. Direction Test
  3. Input-Output
  4. Statement, Arguments, and Conclusion
  5. Analytical Reasoning
  6. Coding-Decoding
  7. Puzzles
  8. Inequalities
  9. Syllogism
  10. Logical Reasoning
  11. Blood Relations
  12. Order and Ranking
  13. Alphabet and Number Series
  14. Machine Input-Output
  15. Alpha-Numeric-Symbol Series

LIC AAO Syllabus for Quantitative Aptitude

  1. Simplification
  2. Simple and Compound Interest
  3. Problem on Ages
  4. Probability
  5. Cistern and Pipe
  6. Mensuration
  7. Percentage
  8. Data Sufficiency
  9. Number Series
  10. Profit and Loss
  11. Work and Time
  12. Average
  13. Quadratic Equations
  14. Ratio and Proportion
  15. Surds and Indices
  16. Data Interpretation (Bar Graph, Line Chart, Tabular, Radar/Web, Pie Chart)
  17. HCF and LCM
  18. Permutation and Combination
  19. Speed, Distance and Time
  20. Boats and Streams
  21. Approximation
  22. Partnership
  23. Mixtures & Alligations

LIC AAO English Language Syllabus

  1. Reading Comprehension
  2. Fillers
  3. Cloze Test
  4. Sentence Errors
  5. Sentence Improvement
  6. Vocabulary based questions
  7. Jumbled Paragraph
  8. Word Usage
  9. Phrase Connectors
  10. Paragraph Connectors
  11. Paragraph Restatement
  12. Paragraph Inference,
  13. Paragraph Fillers

LIC AAO General Awareness Syllabus

  1. History of India
  2. Indian Economics
  3. Geography
  4. Indian Constitution
  5. Important Days
  6. Books and Authors
  7. Countries, Capitals, and Currencies
  8. Awards, Honors, and Recognition
  9. Science and Technology
  10. Inventions and Discoveries
  11. Financial Institutions – National and International
  12. National and International Organizations
  13. Current Affairs – National and International
  14. Indian Politics
  15. Finance, Budget, and Five Year Plans, 

LIC AAO Syllabus for Data Analysis & Interpretation, Insurance & Financial Market Awareness:

Data Analysis & Interpretation (For Generalists):

  1. Pie charts
  2. Bar graphs
  3. Data Handling
  4. Data Derivation
  5. Data Implementation
  6. Elementary mathematics

Insurance & Financial Market Awareness:

  1. Development
  2. Business/ Finance topic
  3. Various laws and policies
  4. History of Banking & Insurance
  5. Financial institutes, terminologies & derivations
  6. Current Banking news and events related to insurance and financial market

LIC AAO 2024 Selection Process

There will be three stages of the selection process for LIC AAO Recruitment 2024. The marks obtained in the Preliminary Examination (Phase I) will not be added for the selection as the prelim exam is qualifying in nature. The final merit list will be prepared on the basis of the total marks obtained by a candidate in the LIC AAO Main Examination (Phase II) and Interview.

Phase 1 – LIC AAO Prelims Exam (Qualifying) 

Phase 2 – LIC AAO  Mains Exam (Scoring)

Phase 3 – LIC AAO Interview/Personality Test (Scoring)

LIC AAO Exam Pattern 2024

To prepare a proper strategy, the candidates must know the complete exam pattern along with marks distribution, time duration, marking scheme, and subjects to be prepared. Check LIC AAO Exam Pattern for Prelims & Mains Exam from the below section and kick start your preparation for the upcoming LIC AAO Exam. 

LIC AAO Prelims Exam Pattern 2024

  1. The exam will be conducted online and the duration will be 1 hour or 60 minutes (20 minutes for each section).
  2. There are 3 sections, Reasoning, Quantitative Aptitude, and English Language. Each question is given 1 mark.
  3. There will be no negative marking in the prelims exam.
  4. LIC AAO Prelims is qualifying in nature.

 

Sections Number of Questions Total Marks Duration
Reasoning
35
35
20 minutes
Quantitative Aptitude
35
35
20 minutes
English Language
30
30**
20 minutes

Total

100

70

60 minutes

Note- English Language test will be of qualifying nature and the marks in English Language will not be counted for ranking.

LIC AAO Mains Exam Pattern 2024

  1. Candidates appearing in the prelim exam will be shortlisted for the main examination.
  2. LIC AAO’s main exam consists of Objective Test (300 marks) & Descriptive Test (25 marks).
  3. Both the exams will be conducted online mode.
  4. The descriptive exam will be through typing on the computer.

 

Sections Number of Questions Total Marks Duration
General Knowledge, Current Affairs
30
60
20 minutes
Reasoning
30
90
40 minutes
Professional knowledge
30
90
40 minutes
Insurance and Financial Market Awareness
30
60
20 minutes

Total

120

300

120 minutes

English Language (Letter Writing & Essay)/ Legal drafting for AAO(Legal)
2
25**
30 minutes

Note- Descriptive test of English Language etc. will be of qualifying nature and the marks in English Language will not be counted for ranking. “Descriptive paper of only those candidates will be evaluated who qualify in the objective part of main Examination”

LIC Assistant 2024 Syllabus And Exam Pattern

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LIC Assistant Syllabus And Exam Pattern

To prepare effectively for the LIC Assistant exam, it is crucial to understand the syllabus. The LIC Assistant syllabus provides insights into the exam’s nature and highlights important topics.

LIC Assistant Prelims Exam Syllabus 2024:-

 

  1. Quantitative Aptitude: This section tests your numerical ability and mathematical skills. Topics may include:
  • Number Series
  • Simplification and Approximation
  • Average
  • Percentage
  • Partnership
  • Ratio & Proportion
  • Profit & Loss
  • Simple & Compound Interest
  • Time & Work
  • Time & Distance
  • Boat & Stream
  • Mensuration
  • Probability
  • Data Interpretation (Tables, Pie Charts, Bar Graphs, Line Graphs, Caselet )

     2. Reasoning Ability: This section assesses your logical and analytical reasoning skills. Topics may include:

  • Coding-Decoding
  • Syllogism
  • Blood Relations
  • Directions & Distances
  • Order & Ranking
  • Seating Arrangements (Circular, Linear, square ,rectangular, triangle  )
  • Puzzles
  • Inequalities
  • Data Sufficiency
  • Input-Output

     3. English:-

  • Reading Comprehension
  • Cloze Test
  • Para Jumbles
  • Error Spotting
  • Sentence Correction/Improvement
  • Fill in the Blanks (Single/Double)
  • Vocabulary (Synonyms, Antonyms, Word Associations

LIC Assistant Mains Exam Syllabus 2024:-

Candidates should keep in mind the important section from the LIC Assistant syllabus and prepare accordingly for the LIC Assistant Examination. LIC Assistant Mains exam consists of 5 sections i.e. Reasoning Ability, Quantitative Aptitude, English/Hindi, Insurance Awareness:  and General Awareness.

 Reasoning Syllabus:-

  •  Direction / Coded-Direction
  • Blood Relation / Coded-Blood-Relation
  •  Inequality / Coded Inequality
  • Coding-Decoding (General + Coded)
  •  Resultant (Miscellaneous)
  • Coded Series
  •  Syllogism (General +Coded)
  • Data-Sufficiency (Two or Three statements)
  •  Input-Output (Word or Number Based)
  •  Circular/ Triangular/ Rectangular/ Square Seating Arrangement
  • Linear Seating Arrangement (Single, Double, or Uncertain) + With Direction & Distance
  • Box Based Puzzles (Certain + Uncertain)
  • Floor or Floor-Flat Based Puzzles
  • Comparison/ Categorized/ Order Ranking-Based Puzzle
  • Blood-Relation-based Puzzles
  • Day/ Month/ Year/Age-Based Puzzle
  •  Logical Reasoning: Statement and Assumptions, Statement and Inference, Cause and Effect, Course of Action
  •  Strength of Argument, and  Statement and Conclusion

 Quantitative Aptitude Syllabus:-

  • Number Series
  • Data Interpretation
  • Quadratic Equation
  • HCF & LCM
  • Simplification
  • Approximation
  • Profit & Loss
  • Simple Interest & Compound Interest
  • Time & Work
  • Time, Speed, & Distance
  • Decimal & Fraction
  • Data Sufficiency
  • Quantity Based Questions
  • Average
  • Partnership
  • Percentage
  • Mixture & Alligations
  • Ratio & Proportion
  • Boats and Streams
  • Problems On Trains
  • Ages
  • Mensuration
  • Pipes and Cisterns
  • Permutation & Combination
  • Probability

General Awareness:-

  • Current Affairs
  • Banking Awareness
  • Government Schemes & Policies
  • Financial awareness
  • Static GK such as Currencies & Capitals, Awards & Honors, Books and Authors, National Parks & Sanctuaries, etc.

Insurance Awareness:

  • Bancassurance
  • History- IRDA
  • Important Insurance Acts
  • Insurance Sector – Basics
  • Insurance Terms
  • Insurance Companies – Names, Headquarters, Taglines, etc
  • Insurance Abbreviations
  • Insurance Products and Plans
  • Government Schemes

Hindi Language (or) English Language:-

  • Reading Comprehensions
  • Grammar / Vyakaran
  • Spotting Errors
  • Fillers
  • Misspelt Words
  • Jumbled Words
  • Sentence Rearrangement
  • Jumbled sentences
  • Idioms and Phrases
  • Cloze Tests
  • Match the Column
  • One word Substitution
  • Sentence correction
  • Identify the Correct Sentence
  • Antonyms and Synonyms
  • Word Replacement
  • Word Usage
  • Word rearrangement
  • Phrase Replacement
  • Sentence Connector
  • Sentence Improvement
  • Vocabulary
  • Word Swap
  • Pairs of words
  • Starters

LIC Assistant Prelims Exam Pattern:

LIC Assistant Prelims Exam will be an online objective test comprising of three sections (with separate timings for each section) as follows:

Name of the testsNumber of QuestionsMaximum MarksDuration
Reasoning Ability353520 minutes
Quantitative Aptitude3535**20 minutes
English Language
(With special emphasis on grammar,
vocabulary and comprehension)		3030**20 minutes
Total100701 Hour

Note:

  • English Language Test is qualifying in nature and the marks in the English Language will not be counted for prelims ranking.

 LIC Assistant Mains Exam Pattern:

Name of TestsNo. of Questions          Maximum Marks.    Version of Tests.       Time.                  
Reasoning & Computer Aptitude

 

4040English & Hindi30 minutes
General/ financial Awareness

 

4040English & Hindi30 minutes
English Language

 

4040English30 minutes
Quantitative Aptitude

 

4040English & Hindi30 minutes
Hindi

 

4040Hindi30 minutes
TOTLE200200150 minutes 

 

IBPS CLERK 2024 Syllabus AND Exam Pattern

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IBPS Clerk Syllabus And Exam Pattern

The IBPS Clerk exam syllabus typically covers various subjects to assess the candidates’ aptitude and skills. Here’s a general overview of the syllabus:

IBPS Clerk Prelims Syllabus:-

  1. Quantitative Aptitude: This section tests your numerical ability and mathematical skills. Topics may include:
  • Number Series
  • Simplification and Approximation
  • Average
  • Percentage
  • Partnership
  • Ratio & Proportion
  • Profit & Loss
  • Simple & Compound Interest
  • Time & Work
  • Time & Distance
  • Boat & Stream
  • Mensuration
  • Probability
  • Data Interpretation (Tables, Pie Charts, Bar Graphs, Line Graphs, Caselet )
  1. Reasoning Ability: This section assesses your logical and analytical reasoning skills. Topics may include:
  • Coding-Decoding
  • Syllogism
  • Blood Relations
  • Directions & Distances
  • Order & Ranking
  • Seating Arrangements (Circular, Linear, square ,rectangular, triangle  )
  • Puzzles
  • Inequalities
  • Data Sufficiency
  • Input-Output
  1. English:-
  • Reading Comprehension
  • Cloze Test
  • Para Jumbles
  • Error Spotting
  • Sentence Correction/Improvement
  • Fill in the Blanks (Single/Double)
  • Vocabulary (Synonyms, Antonyms, Word Associations

IBPS Clerk Mains Exam Syllabus 2024:-

Candidates should keep in mind the important section from the IBPS  Clerk syllabus and prepare accordingly for the IBPS Clerk Examination. IBPS Clerk Mains exam consists of  sections i.e. Reasoning Ability, Quantitative Aptitude, English, Computer Knowledge And General Awareness

    Reasoning Syllabus:-

  •  Direction / Coded-Direction
  • Blood Relation / Coded-Blood-Relation
  •  Inequality / Coded Inequality
  • Coding-Decoding (General + Coded)
  •  Resultant (Miscellaneous)
  • Coded Series
  •  Syllogism (General +Coded)
  • Data-Sufficiency (Two or Three statements)
  •  Input-Output (Word or Number Based)
  •  Circular/ Triangular/ Rectangular/ Square Seating Arrangement
  • Linear Seating Arrangement (Single, Double, or Uncertain) + With Direction & Distance
  • Box Based Puzzles (Certain + Uncertain)
  • Floor or Floor-Flat Based Puzzles
  • Comparison/ Categorized/ Order Ranking-Based Puzzle
  • Blood-Relation-based Puzzles
  • Day/ Month/ Year/Age-Based Puzzle
  •  Logical Reasoning: Statement and Assumptions, Statement and Inference, Cause and Effect, Course of Action
  •  Strength of Argument, and  Statement and Conclusion

     Quantitative Aptitude Syllabus:-

  • Number Series
  • Data Interpretation
  • Quadratic Equation
  • HCF & LCM
  • Simplification
  • Approximation
  • Profit & Loss
  • Simple Interest & Compound Interest
  • Time & Work
  • Time, Speed, & Distance
  • Decimal & Fraction
  • Data Sufficiency
  • Quantity Based Questions
  • Average
  • Partnership
  • Percentage
  • Mixture & Alligations
  • Ratio & Proportion
  • Boats and Streams
  • Problems On Trains
  • Ages
  • Mensuration
  • Pipes and Cisterns
  • Permutation & Combination
  • Probability

     English Language:

  • Reading Comprehensions
  • Grammar
  • Spotting Errors
  • Fillers
  • Misspelt Words
  • Jumbled Words
  • Sentence Rearrangement
  • Jumbled sentences
  • Idioms and Phrases
  • Cloze Tests
  • Match the Column
  • One word Substitution
  • Sentence correction
  • Identify the Correct Sentence
  • Antonyms and Synonyms
  • Word Replacement
  • Word Usage
  • Word rearrangement
  • Phrase Replacement
  • Sentence Connector
  • Sentence Improvement
  • Vocabulary
  • Word Swap
  • Pairs of words
  • Starters

     General Awareness:-

  • Current Affairs
  • Banking Awareness
  • Government Schemes & Policies
  • Financial awareness
  • Static GK such as Currencies & Capitals, Awards & Honors, Books and Authors, National Parks & Sanctuaries,

 IBPS Clerk Prelims Exam Patten

The IBPS Clerk Prelims examination will be of 3 sections, with 100 questions and a maximum score of 100 marks.  This examination will have negative markings, and 0.25 marks will be deducted for each wrong answer. The IBPS Clerk Prelims exam consists of three sections:

  • Quantitative Aptitude
  • Reasoning Ability
  • English Language

The Preliminary examination pattern is given below:

Sl. No.Name of TestsNo. of QuestionsMaximum MarksDuration
1English Language303020 minutes
2Numerical Ability353520 minutes
3Reasoning Ability353520 minutes
Total10010060 minutes

IBPS Clerk Mains Exam Pattern 2024 :-

The exam pattern for IBPS Clerk Mains has 4 sections – Reasoning and computer aptitude, English, quantitative, and general awareness.

S.No.Name of Tests (Objective)No. of QuestionsMaximum MarksDuration
1Reasoning Ability & Computer Aptitude506045 minutes
2English Language404035 minutes
3Quantitative Aptitude505045 minutes
4General/ Financial Awareness505035 minutes
Total190200160

Note: Total time: 160 Minutes, maximum marks: 200 and total of 190 MCQ questions will be there.

 

IBPS PO 2024 Syllabus & Exam Pattern

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IBPS PO 2024 Syllabus And Exam Pattern

The IBPS PO (Institute of Banking Personnel Selection Probationary Officer) exam syllabus covers various topics to assess candidates’ aptitude for banking and financial roles. Here’s a comprehensive outline of the syllabus:

 

IBPS PO Prelims Syllabus:-

  1. Quantitative Aptitude: This section tests your numerical ability and mathematical skills. Topics may include:
  • Number Series
  • Simplification and Approximation
  • Average
  • Percentage
  • Partnership
  • Ratio & Proportion
  • Profit & Loss
  • Simple & Compound Interest
  • Time & Work
  • Time & Distance
  • Boat & Stream
  • Mensuration
  • Probability
  • Data Interpretation (Tables, Pie Charts, Bar Graphs, Line Graphs, Caselet )
  1. Reasoning Ability: This section assesses your logical and analytical reasoning skills. Topics may include:
  • Coding-Decoding
  • Syllogism
  • Blood Relations
  • Directions & Distances
  • Order & Ranking
  • Seating Arrangements (Circular, Linear, square ,rectangular, triangle  )
  • Puzzles
  • Inequalities
  • Data Sufficiency
  • Input-Output
  1. English:-
  • Reading Comprehension
  • Cloze Test
  • Para Jumbles
  • Error Spotting
  • Sentence Correction/Improvement
  • Fill in the Blanks (Single/Double)
  • Vocabulary (Synonyms, Antonyms, Word Association)

 

IBPS PO Mains Exam Syllabus 2024:-

Candidates should keep in mind the important section from the IBPS  PO syllabus and prepare accordingly for the IBPS PO Examination. IBPS PO Mains exam consists of  sections i.e. Reasoning Ability, Quantitative Aptitude, English, Computer Knowledge, General Awareness and Descriptive Paper:

    Reasoning Syllabus:-

  •  Direction / Coded-Direction
  • Blood Relation / Coded-Blood-Relation
  •  Inequality / Coded Inequality
  • Coding-Decoding (General + Coded)
  •  Resultant (Miscellaneous)
  • Coded Series
  •  Syllogism (General +Coded)
  • Data-Sufficiency (Two or Three statements)
  •  Input-Output (Word or Number Based)
  •  Circular/ Triangular/ Rectangular/ Square Seating Arrangement
  • Linear Seating Arrangement (Single, Double, or Uncertain) + With Direction & Distance
  • Box Based Puzzles (Certain + Uncertain)
  • Floor or Floor-Flat Based Puzzles
  • Comparison/ Categorized/ Order Ranking-Based Puzzle
  • Blood-Relation-based Puzzles
  • Day/ Month/ Year/Age-Based Puzzle
  •  Logical Reasoning: Statement and Assumptions, Statement and Inference, Cause and Effect, Course of Action
  •  Strength of Argument, and  Statement and Conclusion

    Quantitative Aptitude Syllabus:-

  • Number Series
  • Data Interpretation
  • Quadratic Equation
  • HCF & LCM
  • Simplification
  • Approximation
  • Profit & Loss
  • Simple Interest & Compound Interest
  • Time & Work
  • Time, Speed, & Distance
  • Decimal & Fraction
  • Data Sufficiency
  • Quantity Based Questions
  • Average
  • Partnership
  • Percentage
  • Mixture & Alligations
  • Ratio & Proportion
  • Boats and Streams
  • Problems On Trains
  • Ages
  • Mensuration
  • Pipes and Cisterns
  • Permutation & Combination
  • Probability

     English Language:

  • Reading Comprehensions
  • Grammar
  • Spotting Errors
  • Fillers
  • Misspelt Words
  • Jumbled Words
  • Sentence Rearrangement
  • Jumbled sentences
  • Idioms and Phrases
  • Cloze Tests
  • Match the Column
  • One word Substitution
  • Sentence correction
  • Identify the Correct Sentence
  • Antonyms and Synonyms
  • Word Replacement
  • Word Usage
  • Word rearrangement
  • Phrase Replacement
  • Sentence Connector
  • Sentence Improvement
  • Vocabulary
  • Word Swap
  • Pairs of words
  • Starters

     General Awareness:-

  • Current Affairs
  • Banking Awareness
  • Government Schemes & Policies
  • Financial awareness
  • Static GK such as Currencies & Capitals, Awards & Honors, Books and Authors, National Parks & Sanctuaries,

IBPS PO Prelims Exam Pattern

The IBPS PO Prelims examination will be of 3 sections, with 100 questions and a maximum score of 100 marks.  This examination will have negative markings, and 0.25 marks will be deducted for each wrong answer. The IBPS PO Prelims exam consists of three sections:

  • Quantitative Aptitude
  • Reasoning Ability
  • English Language

The Preliminary examination pattern is given below:

Sl. No.Name of TestsNo. of QuestionsMaximum MarksDuration
1English Language303020 minutes
2Numerical Ability353520 minutes
3Reasoning Ability353520 minutes
Total10010060 minutes

 

IBPS PO Mains Exam Pattern

The IBPS PO Mains exam consists of two papers, both conducted online by the IBPS itself. As per the IBPS PO Mains Pattern, there will be two papers i.e. Objective Test and a Descriptive test. IBPS has introduced Descriptive type answer writing in its Mains Examination.

The descriptive test will be of 25 marks and should be completed within half an hour. The objective test will consist of four sections that are mentioned below in the table. The candidates who clear the prelims cut-off marks set by the IBPS are eligible to write the Mains exam.

Name of TestsNo. of QuestionsMaximum MarksVersion of TestsTimeType of Test
Reasoning & Computer Aptitude
Section A
Section B		4560English & Hindi60 minutesObjective
General/ Economy / Banking Awareness4040English & Hindi35 minutes
English Language
Section A
Section B		3540English40 minutes
Data Analysis & Interpretation
Section A
Section B		3560English & Hindi45 minutes
TOTAL1552003 Hours
English Language (Letter Writing & Essay)225English30 minutesDescriptive
GRAND TOTAL2253 Hours 30 minutes

IBPS RRB Clerk 2024 Syllabus And Exam Pattern For Prelims & Mains Exam

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IBPS RRB Clerk 2024 Syllabus And Exam Pattern

IBPS RRB Clerk Exam Syllabus 2024:-

To prepare effectively for the IBPS RRB Clerk exam, it is crucial to understand the syllabus. The IBPS RRB Clerk syllabus provides insights into the exam’s nature and highlights important topics.

IBPS RRB Clerk Prelims Exam Syllabus 2024:-

 

  1. Quantitative Aptitude: This section tests your numerical ability and mathematical skills. Topics may include:
    • Number Series
    • Simplification and Approximation
    • Average
    • Percentage
    • Partnership
    • Ratio & Proportion
    • Profit & Loss
    • Simple & Compound Interest
    • Time & Work
    • Time & Distance
    • Boat & Stream
    • Mensuration
    • Probability
    • Data Interpretation (Tables, Pie Charts, Bar Graphs, Line Graphs, Caselet )
  2. Reasoning Ability: This section assesses your logical and analytical reasoning skills. Topics may include:
    • Coding-Decoding
    • Syllogism
    • Blood Relations
    • Directions & Distances
    • Order & Ranking
    • Seating Arrangements (Circular, Linear, square ,rectangular, triangle  )
    • Puzzles
    • Inequalities
    • Data Sufficiency
    • Input-Output

 

IBPS RRB Clerk Mains Exam Syllabus 2024:-

Candidates should keep in mind the important section from the IBPS RRB Clerk syllabus and prepare accordingly for the IBPS RRB Clerk Examination. IBPS RRB Clerk Mains exam consists of 5 sections i.e. Reasoning Ability, Quantitative Aptitude, English/Hindi, Computer Knowledge and General Awareness.

 Reasoning Syllabus:-

  •  Direction / Coded-Direction
  • Blood Relation / Coded-Blood-Relation
  •  Inequality / Coded Inequality
  • Coding-Decoding (General + Coded)
  •  Resultant (Miscellaneous)
  • Coded Series
  •  Syllogism (General +Coded)
  • Data-Sufficiency (Two or Three statements)
  •  Input-Output (Word or Number Based)
  •  Circular/ Triangular/ Rectangular/ Square Seating Arrangement
  • Linear Seating Arrangement (Single, Double, or Uncertain) + With Direction & Distance
  • Box Based Puzzles (Certain + Uncertain)
  • Floor or Floor-Flat Based Puzzles
  • Comparison/ Categorized/ Order Ranking-Based Puzzle
  • Blood-Relation-based Puzzles
  • Day/ Month/ Year/Age-Based Puzzle
  •  Logical Reasoning: Statement and Assumptions, Statement and Inference, Cause and Effect, Course of Action
  •  Strength of Argument, and  Statement and Conclusion

 Quantitative Aptitude Syllabus:-

  • Number Series
  • Data Interpretation
  • Quadratic Equation
  • HCF & LCM
  • Simplification
  • Approximation
  • Profit & Loss
  • Simple Interest & Compound Interest
  • Time & Work
  • Time, Speed, & Distance
  • Decimal & Fraction
  • Data Sufficiency
  • Quantity Based Questions
  • Average
  • Partnership
  • Percentage
  • Mixture & Alligations
  • Ratio & Proportion
  • Boats and Streams
  • Problems On Trains
  • Ages
  • Mensuration
  • Pipes and Cisterns
  • Permutation & Combination
  • Probability

Computer Awareness:-

  • Fundamentals of Computer
  • History of Computers
  • Networking
  • Software & Hardware
  • Basic Knowledge of the Internet
  • Computer Languages
  • Computer Shortcut Keys
  • Database
  • Input and Output Devices
  • MS Office
  • Number System
  • Virus, Hacking, and Security Tools
  • Important computer terminologies and abbreviations

General Awareness:-

  • Current Affairs
  • Banking Awareness
  • Government Schemes & Policies
  • Financial awareness
  • Static GK such as Currencies & Capitals, Awards & Honors, Books and Authors, National Parks & Sanctuaries, etc.

Hindi Language (or) English Language:-

  • Reading Comprehensions
  • Grammar / Vyakaran
  • Spotting Errors
  • Fillers
  • Misspelt Words
  • Jumbled Words
  • Sentence Rearrangement
  • Jumbled sentences
  • Idioms and Phrases
  • Cloze Tests
  • Match the Column
  • One word Substitution
  • Sentence correction
  • Identify the Correct Sentence
  • Antonyms and Synonyms
  • Word Replacement
  • Word Usage
  • Word rearrangement
  • Phrase Replacement
  • Sentence Connector
  • Sentence Improvement
  • Vocabulary
  • Word Swap
  • Pairs of words
  • Starters

IBPS RRB Clerk Exam Pattern 2024

The IBPS RRB Clerk Recruitment is completed in  2 stages:

  1. Prelims Exam
  2. Main Exam

Let us go through the exam pattern for Prelims & Mains one by one.

        IBPS RRB Clerk Prelims Exam Pattern 

Name of the TestMedium of ExamNo. of QuestionsMaximum Marks
ReasoningHindi/English/Regional Language*4040
Quantitative AptitudeHindi/English/Regional Language*4040
Total8080

 

NOTE – time duration is over all 45 min

IBPS RRB Clerk Mains Exam Pattern:-

Name of the TestMedium of the examNo. of QuestionsMaximum Marks
Reasoning AbilityHindi/English4050
Quantitative AptitudeHindi/English4050
General AwarenessHindi/English4040
English Language*English4040
Hindi Language*Hindi4040
Computer KnowledgeHindi/English4020
Total200200

          NOTE – Time Duration is over all 2 hours

 

 Note: There is no interview for IBPS RRB 2024 Office Assistant exam. The final selection will be based on marks obtained by a candidate in mains exam of RRB Clerk. 1/4th marks will be deducted for every wrong answer attempted by a candidate.

Now that we have discussed the detailed exam pattern of the IBPS RRB 2024 Exam, let’s have a look at the detailed syllabus of IBPS RRB  2024 Exam.